Champaign, Urbana and University of Illinois real estate and homes for sale in Illinois, faculty and staff relocation, professional 'medical' relocation - Sandy Gard and Associates, REALTORS® Sandy Gard and Associates REALTORS(r) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation - NUMBER1EXPERTS™ Sandy Gard and Associates NUMBER1EXPERTS(tm) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Real Estate Trivia
Q 
What city boasts eight of the world's ten biggest hotels?

A 
Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas.
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Gard and Associates
Keller Williams The Real Estate Center of Illinois

821 S. Neil Street
Champaign, IL. 61820
Cell: 217-840-5459
Phone: 217-239-7107
Toll Free: 800-239-9075
Fax: 217-356-6116
Email: sandygard@NUMBER1EXPERT.com

Sandy Gard and her associates have invested years of experience and education in the real estate and banking fields to facilitate a smooth, successful transaction for our clients. Our first concern is to listen to our client’s needs, concerns, and goals. The integrity and reputation of our business is based on providing the highest level of service. We want you to consider us your "Realtor for Life".

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