Champaign, Urbana and University of Illinois real estate and homes for sale in Illinois, faculty and staff relocation, professional 'medical' relocation - Sandy Gard and Associates, REALTORS® Sandy Gard and Associates REALTORS(r) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation - NUMBER1EXPERTS™ Sandy Gard and Associates NUMBER1EXPERTS(tm) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

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Special Offers: Special offers for Champaign, Urbana and University of Illinois homeowners from Sandy Gard and Associates, top Realtors
Affiliates: Sandy Gard and Associates' real estate web site affiliates
eNewsletter: Sandy Gard and Associates' Champaign, Urbana and University of Illinois newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Illinois, and United States
Market Conditions Report: Market conditions report for this area, Illinois, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Champaign, Urbana and University of Illinois Illinois mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Illinois or buy your own Champaign, Urbana and University of Illinois house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Champaign, Urbana and University of Illinois mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Illinois real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Sandy Gard and Associates anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Sandy Gard and Associates' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Sandy Gard and Associates' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Champaign, Urbana and University of Illinois property in Illinois, including legal terms definitions, and more

 

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Real Estate Tips
Buyers Remorse >Real Estate Jitters

Here is a typical scenario illustrating the effects of buyer's remorse. Your home was on the market for a few weeks, and you are now feeling fortunate because an attractive offer has been presented by qualified buyers. Once the ink dried on the contract forms, however, it seemed that everything suddenly threatened to come unraveled.

Once the buyers' earnest money check cleared their account, they suddenly came up with a list of concerns that never occurred to them before the purchase agreement was signed. Their fears and demands have turned them into touchy adversaries instead of the sweet young couple looking forward to starting a family. How could the atmosphere have changed so quickly?

Buyers and sellers are both susceptible to different forms of stress reaction known in the real estate field as "Buyers' Remorse" and "Sellers' Remorse". Fortunately, neither one of these conditions is contagious to real estate agents! An important part of our job is to help our sellers and buyers through their buying or selling jitters with understanding and humor.

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See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What kind of home construction is considered to be the safest in seismic areas?

A 
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Gard and Associates
Keller Williams The Real Estate Center of Illinois

821 S. Neil Street
Champaign, IL. 61820
Cell: 217-840-5459
Phone: 217-239-7107
Toll Free: 800-239-9075
Fax: 217-356-6116
Email: sandygard@NUMBER1EXPERT.com

Sandy Gard and her associates have invested years of experience and education in the real estate and banking fields to facilitate a smooth, successful transaction for our clients. Our first concern is to listen to our client’s needs, concerns, and goals. The integrity and reputation of our business is based on providing the highest level of service. We want you to consider us your "Realtor for Life".

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