Champaign, Urbana and University of Illinois real estate and homes for sale in Illinois, faculty and staff relocation, professional 'medical' relocation - Sandy Gard and Associates, REALTORS® Sandy Gard and Associates REALTORS(r) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation - NUMBER1EXPERTS™ Sandy Gard and Associates NUMBER1EXPERTS(tm) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Find out about new tax credit that may be available to you. Call Sandy Gard at 217-840-5459.


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Prequalification: Champaign, Urbana and University of Illinois Illinois home buying, real estate listings, and homes for sale in Champaign County, IL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Champaign, Urbana and University of Illinois REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Selling Your Home >Selling the Details

It is the little things--both positive and negative--that can make a big difference to prospective buyers. Pay close attention to detail when you prepare your home to sell.

Before you list your home, go through the house with a careful eye. Fix any loose door knobs, popped screen doors, and loose grout around the tub and shower. A coat of fresh paint can work wonders to dress up a house. Wash the windows, hang a healthy plant from the bathroom skylight, and clean out the closets. Arrange the furniture to make the room look larger. If the rooms look cluttered, put your extra furniture into storage. You can brighten up a room by increasing the wattage of the light bulbs.

Going the extra mile to showcase your home will pay significant dividends when it's time to show it to buyers.

See All Tips In The "Selling Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Gard and Associates
Keller Williams The Real Estate Center of Illinois

821 S. Neil Street
Champaign, IL. 61820
Cell: 217-840-5459
Phone: 217-239-7107
Toll Free: 800-239-9075
Fax: 217-356-6116
Email: sandygard@NUMBER1EXPERT.com

Sandy Gard and her associates have invested years of experience and education in the real estate and banking fields to facilitate a smooth, successful transaction for our clients. Our first concern is to listen to our client’s needs, concerns, and goals. The integrity and reputation of our business is based on providing the highest level of service. We want you to consider us your "Realtor for Life".

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