Champaign, Urbana and University of Illinois real estate and homes for sale in Illinois, faculty and staff relocation, professional 'medical' relocation - Sandy Gard and Associates, REALTORS® Sandy Gard and Associates REALTORS(r) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation - NUMBER1EXPERTS™ Sandy Gard and Associates NUMBER1EXPERTS(tm) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Find out about new tax credit that may be available to you. Call Sandy Gard at 217-840-5459.


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First Time Homebuyers: Champaign, Urbana and University of Illinois Illinois home buying, real estate listings, and homes for sale in Champaign County, IL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Champaign, Urbana and University of Illinois real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Accepting An Offer >Negotiating Factors

Negotiations for the sale of a home can be affected by emotional factors. For example, it is easy to be offended by someone who is making an offer on your property. Even if the buyers love your house, they are trying to negotiate the best possible price and terms. They probably will not let you know how much they want your home until they have negotiated a purchase agreement.

Buyers almost never write offers that please the sellers entirely. Offers and counter offers may be traded back and forth over days or weeks. Terms of the sale will be discussed and deadlines will be set. When there is finally a meeting of the minds, both sides may feel relieved but exhausted by the process. One of a real estate agent's most important jobs is to act as the intermediary during such negotiations. With your agents knowledge of financing, negotiation procedures, and the tax laws affecting real estate sales, agents come up with creative solutions to the challenges that may arise.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Gard and Associates
Keller Williams The Real Estate Center of Illinois

821 S. Neil Street
Champaign, IL. 61820
Cell: 217-840-5459
Phone: 217-239-7107
Toll Free: 800-239-9075
Fax: 217-356-6116
Email: sandygard@NUMBER1EXPERT.com

Sandy Gard and her associates have invested years of experience and education in the real estate and banking fields to facilitate a smooth, successful transaction for our clients. Our first concern is to listen to our client’s needs, concerns, and goals. The integrity and reputation of our business is based on providing the highest level of service. We want you to consider us your "Realtor for Life".

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