Champaign, Urbana and University of Illinois real estate and homes for sale in Illinois, faculty and staff relocation, professional 'medical' relocation - Sandy Gard and Associates, REALTORS® Sandy Gard and Associates REALTORS(r) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation - NUMBER1EXPERTS™ Sandy Gard and Associates NUMBER1EXPERTS(tm) for Champaign, Urbana and University of Illinois, Illinois real estate, faculty and staff relocation, professional 'medical' relocation
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Find out about new tax credit that may be available to you. Call Sandy Gard at 217-840-5459.


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Find Your Home: Champaign, Urbana and University of Illinois Illinois home buying, real estate listings, and homes for sale in Champaign County, IL
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. 

As top Champaign, Urbana and University of Illinois REALTORS®, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. 

We have direct access to the Champaign, Urbana and University of Illinois area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. 

If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! 

This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers. 

Tell us what you are looking for! It's our job to know every property in Champaign, Urbana and University of Illinois, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible... 

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What is the world's most capacious building?

A 
The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet.
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Sandy Gard and Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and University of Illinois Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Gard and Associates
Keller Williams The Real Estate Center of Illinois

821 S. Neil Street
Champaign, IL. 61820
Cell: 217-840-5459
Phone: 217-239-7107
Toll Free: 800-239-9075
Fax: 217-356-6116
Email: sandygard@NUMBER1EXPERT.com

Sandy Gard and her associates have invested years of experience and education in the real estate and banking fields to facilitate a smooth, successful transaction for our clients. Our first concern is to listen to our client’s needs, concerns, and goals. The integrity and reputation of our business is based on providing the highest level of service. We want you to consider us your "Realtor for Life".

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